Stock Market Contents Archive

Median bank account balance in the US: $5,300. FDIC insurance limit: $250,000. Congress could raise that limit but let's not pretend that will help "average Americans." There's no free lunch: more FDIC insurance = higher costs. Those with high balances should bear that cost.

We are on!!!

Posted earlier today: The policy compromises needed to resolve the #SVB implosion. https://t.co/kisswV9yXB #economy #econtwitter @ft #centralbanks #fed #federalreserve #svbcrash #inflation #growth #fintwitter

Comment Below if you are a future millionaire!

$SIVB Twitter account no longer exists. https://t.co/awTQ39GLr7

Instead of raising the limit, the FDIC could offer insurance directly to depositors with balances above $250k for a bps fee on the balance they want to insure above $250k. If a bank fails, depositor receives immediate payment of insured deposits into new bank account.

The model for well run banks is to borrow short and lend long. They then have significant flexibility in their balance sheets. In typical times, the shorter duration notes cost less than the long term bonds. They arbitrage — borrowing cheap money and lending it out at a higher… https://t.co/m9cL5ntzU5

US Says Signature Bank Closed Today by State Authority US Says SVB Depositors Will Have Access to All Money Monday Fed: Ready to Address Any Liquidity Pressures That May Arise $SIVB

2-year yield down over 20 bps in early trading.

The 16% decline in the Regional Bank ETF last week was the 4th largest since its inception in 2006. Only the financial crisis (2008/09) and the covid crash (March 2020) saw larger weekly declines. $KRE https://t.co/QxxyGlX9pU

Janet Yellen said she's been working with bank regulators all weekend to minimize the fallout from Silicon Valley Bank's collapse. "We want to make sure that the troubles that exist at one bank don’t create contagion to others that are sound," she said. https://t.co/uztc8qjZfZ

LOL aside from these #BankRuns I really am glad to stay faaaaar away from politics, the anger that so many people have on here is just tragic/disheartening. Shout out to all government officials who try to help the public the best they can, but have to deal with such ignorance… https://t.co/1lRkwyzFC3

Federal Reserve Board announces it will make available additional funding to eligible depository institutions to help assure banks have the ability to meet the needs of all their depositors - statement

S&P 500 futures up over 1%, just like everyone predicted... https://t.co/f4qweXJFcq

Hedge funds are reportedly offering to buy startup deposits at Silicon Valley Bank for 60 to 80 cents on the dollar, after the lender was taken over by the U.S. Federal Deposit Insurance Corporation on Friday. https://t.co/EUPrTw2PO6